Here’s what I wish EVERYONE knew about car insurance.


You don’t have to go overboard on your coverage, but consider getting quotes for limits that are higher than the state minimums. You may be surprised at how affordable they are, and you’ll be glad you did down the road.

It pains me to see how many people are inadequately insured. If you’re in an accident and don’t have good coverage, there’s not much we can do to help you. Please make sure you and your family are properly protected.

#1. If you cancel a policy, you’re entitled to a refund for any unused premium you already paid for

Did you know that insurance companies are legally required to refund you for any coverage you’re not using? So if you’re getting rid of your vehicle or switching to a cheaper policy with another company, don’t let your policy run its course – call and cancel it for your refund!

If you’re looking to save money on your insurance premiums, cancelling your current policy and switching to a new one as soon as possible is a great way to get a refund.